D&H Risk Services, formerly D&H Insurance Group, was founded in 1936. Our management team has more than 100 years of combined experience in providing quality insurance products and service. Our veteran staff members understand real customer service and are committed to providing that service to every D&H client, no matter how large or small. While we commonly provide standard services to companies of all sizes and to individuals, we are also equipped and trained to design the creative vehicles needed to structure innovative insurance programs for companies that generate premiums in excess of $1 million each year.
Frequently Asked Questions
Do you offer health insurance?
Yes, we offer health insurance to individuals and employer groups of all sizes. Open enrollment or special enrollment periods may apply. Please contact our benefits department with details of your specific situation to learn about the options available to you.
Do you offer retirement plans, or do I need to contact an investment firm?
Yes, we offer retirement tools for individuals and employer groups. For example; IRA, Annuity, 401k, etc.
What are loss runs and why do you need them to quote my commercial insurance?
Loss runs are a summary of claims for your current and prior years’ commercial insurance policies. Underwriters use the details of these reports to accurately rate your risk based on the number and frequency of claims, total payout, and claim reserves (if any) for the past 3 to 5 years. Loss runs are issued by the insurance company, not the agent or agency.
Our veteran staff has over 100 years of combined experience tailoring insurance solutions for clients nationwide.
An enthusiastic team of risk managers is always here to think outside of the box to create solutions for your insurance needs.
Service with a home town feel, but with the professionalism you expect and deserve.
Here’s what some of our clients have said about working with us.
“Vessel Technology has been doing business with D&H Risk Services for 20 years. Year after year, Trace Shappell and his team have worked very diligently in representing our company and its employees by putting our best interests first and foremost in the world of healthcare coverage!!!”
Sandy Tippit — Vessel Technology
“In the 30+ years I have handled workplace insurance, I have not dealt with a company more eager to help than D&H. My office is very fast paced and I don’t have time to ask twice or follow up on my requests. The folks at D&H insurance are prompt and get the information I need at record speed. We carry all levels of insurance with them from Workers Comp to Employee Health. They work tirelessly to get our company the best rates possible and have saved us thousands of dollars. I would recommend them to anyone with complete confidence.”
Pam Stracener — Pipeline Integrity Resources
“D&H has been key in helping us make the right choices for our health, dental and vision insurance coverage. Using the Maxwell software provided by D&H has streamlined our open enrollment process since it can all be done online. I appreciate that they are always here to help if I have a problem.”
Lorene Knott — Zeid Women’s Health Center
For expert insurance advice, you can trust D&H Risk Services.
Request a Call Back